10 Questions You Need to Ask Your Realtor Before Closing in Ann Arbor

Buying a home in Ann Arbor? You're almost there — but before you sign on the dotted line, it’s time to slow down and ask the right questions. Whether you're moving into a cozy Burns Park bungalow or a sleek downtown condo, these final steps matter. Your realtor is your guide — and it's smart to get clarity before you commit.

Here are 10 essential questions to ask your realtor before closing on a home in Ann Arbor:

🏡 1. Are There Any Last-Minute Issues on the Inspection Report?

Ann Arbor homes — especially the charming older ones — can come with surprises like roof concerns, aging plumbing, or tree root damage. Make sure every item in the inspection report is accounted for, repaired, or negotiated before closing.

💸 2. What Closing Costs Should I Expect in Ann Arbor?

From title insurance to transfer taxes and lender fees, ask for a detailed breakdown of your closing costs. Some are standard, but Ann Arbor's market (and Michigan in general) has its own local fees.

📄 3. Can I See the Final Closing Disclosure in Advance?

Legally, you should receive it at least 3 days before closing. Review it carefully — it details your loan terms, closing costs, and other financials. Ask your realtor to walk you through anything that looks unclear or unexpected.

📝 4. Is Everything from the Offer Still Included?

That dreamy washer/dryer combo or built-in shelves you loved? Confirm they’re still part of the deal. Sometimes things change between offer and closing — don't be afraid to double-check.

🏘 5. What Should I Know About the Neighborhood?

You may love the house, but what about the street at night? Ask your realtor about noise, nearby developments, traffic patterns, and local vibes. In Ann Arbor, the experience of living in the Old West Side is wildly different from living near North Campus or Main Street.

🧾 6. Are There Any Special Assessments, HOAs, or Zoning Rules?

If you're buying in a condo or planned neighborhood, ask about monthly HOA fees, future assessments, or restrictions on rentals, renovations, or landscaping. Ann Arbor can have some strict zoning rules depending on where you’re buying.

🧰 7. When Will I Get the Keys — and How Does Possession Work?

In Michigan, possession doesn't always happen the moment you close. Sometimes sellers need extra days. Ask exactly when you’ll have access to the home and what happens in the interim.

🧼 8. Will the Home Be Professionally Cleaned Before I Move In?

Don’t assume it will be spotless. Some sellers leave things tidy, others don't. Confirm whether cleaning is part of the closing agreement — and consider writing it into the contract if it matters to you.

🧾 9. Who Should I Contact If Something Goes Wrong After Closing?

If you find an issue right after moving in (like a surprise leak or missing appliance), who do you talk to — the realtor, the seller, or someone else? Your realtor can help clarify expectations and process.

🔑 10. Can We Do a Final Walkthrough?

Absolutely. This walkthrough (usually within 24-48 hours before closing) lets you ensure everything is as agreed upon. No damage, no unexpected changes — just peace of mind before you move in.

Closing on a home in Ann Arbor is exciting — but don’t let the finish line distract you from asking the right questions. Take a breath, speak up, and lean on your realtor’s expertise. You're not just buying a house — you're planting roots in one of Michigan’s most vibrant cities.

💬 What’s one thing you wish you asked before closing on your home? Share your experience in the comments below!